Lone Star Payment Systems


About Us

Lone Star Payment Systems is a locally owned company based in Lubbock, Texas & staffed by Texas Tech graduates. Our employees understand the importance of a merchant/processor relationship & the hard work it takes to make them grow & prosper. We work directly & personally with each of our merchants to provide them with the very best & lowest cost credit card processing services.


No–Hassle Setup

We know you want the path to accepting electronic payments to be hassle–free. We try to avoid all unnecessary introductory fees. We pride ourselves on service & making it painless for you to accept electronic payments.

With Lone Star Payment Systems, you never pay application or training fees.

Process Payments Online

All the functions of a credit card machine with added tools, customization & virtualization. We make accepting cards online safe, easy & affordable.

We offer online solutions, including:

  • Expand your business with an online presence
  • Safe & secure (PCI–DSS compliant)
  • USB card swiper lowers fraud risk as well as the costs associated with non–swiped transactions
  • Save money by using your current computer
  • Recurring payments & monthly billing
  • Online shopping cart
  • View detailed reports, charts & graphs

Credit & Debit Card Services

As a merchant, you can accept a wide variety of credit cards such as:

  • Visa
  • MasterCard
  • Discover
  • American Express

As one of the fastest growing options of payment in the U.S., debit allows you to virtually guarantee compensation for your product. Along with:

  • Increasing ticket sales
  • Reducing fraud, losses & costs
  • Building customer loyalty
  • Offering cash back
  • Low Durbin Amendment fees

Fleet Cards

Large corporation & government employees use fleet cards for fuel & other services. Be a part of some popular fleet card programs such as:

  • Voyager
  • Wright Express
  • Fuelman

ATM & Check Processing

ATM machines provide customers with easy access to cash and increase profits for merchants. An Automated Teller Machine will help your business increase profits, sales, traffic and repeat customers. With Lone Star Payments ATM services, you receive a variety of support packages.

We offer cost–effective check processing designed to increase sales, reduce risk & maintain customer satisfaction. We are customized for your business & provide fast, local customer service.

Gift & Loyalty Program

Loyalty Cards increasemeta http a merchant’s revenues by driving return customers to that store. Gift cards have the means of bringing in new & frequent patrons.

  • Customizable gift cards
  • Equipment to facilitate transaction
  • Loyalty points collected each visit
  • Ability to reward your regular customers
  • Allows you to track customer habits

Mobile Merchants

Wireless credit card machines can accept transactions wherever you do business. Merchants can now quickly and securely process electronic transactions, regardless of location.

  • Detailed reporting
  • Easy to use interface
  • Lightweight
  • Low rates
  • Wide variety of supported devices
  • E–mailed receipts
  • Highest possible standards in payment security
  • Solutions available for smart phones, tablets, or full–fledged wireless terminals

Equipment Available

We have a range of processing equipment available to meet your needs with multiple models that have many connectivity capabilities.

  • Offer multiple makes & models of stand–alone terminals, including Verifone & Hypercom
  • Stand–alone terminals capable of processing over high speed, cellular or dial up connections
  • Ability to accept cards through mobile devices
  • Compatibility with a vast majority of point of sale software on the market